Affiliate Committee

I will put far more into the process than simply getting you funded for a home.  This experience is about YOUR clients, and helping them achieve your goals of homeownership.  I will put all of my energy into my clients by walking them through the process thoughtfully, and by truly getting to know them and their goals in obtaining a mortgage.  It would be my pleasure to help your clients find a great mortgage program to fit their family’s needs for whatever season of life they are in.  Whether they are a first time home buyer, or someone looking for a vacation home I am confident we can find the right program to fit their needs.  God Bless, and I look forward to serving you!

Business Development for First American Title. Specialize in helping Real Estate Agent grow their business and ensuring a high level of customer service to them and their clients. I also service the Arlington area as well. Previously worked for Sewell Automotive at the Cadillac and Infiniti Dealerships where a high level of customer service is the bare minimum. 

Jennifer Galvan , Mortgage Broker for Elevate Home Mortgage

A proud member of the title industry since the 1900’s, quite literally, I currently serve as Strategic Growth Manager for First American Title. I take tremendous pride in supporting our teams as they elevate both our clients, and themselves. Our team is focused on setting a new standard in accessing pertinent real estate information to affect growth.   

Kristy began her career as a Realtor, which evolved into an Escrow Officer—each role giving her a deeper understanding of the home buying process, ultimately guiding her toward becoming a Loan Officer. With over six years of experience helping older adults with reverse mortgages, Kristy has developed a passion for assisting this demographic. After her former company moved over to Fairway Independent Mortgage, Kristy heard about Fairway's extensive training on Reverse Mortgages. She jumped at the chance to become an expert in this specialty product line.

Today, she serves families in every situation but has become the "go-to" for helping seniors achieve their goals with Reverse Mortgage. When asked why she loves this industry niche, she says, "One of my favorite borrower stories was helping a couple in their 70s and 80s purchase their very FIRST home. It is never too late to start building wealth and getting to be a part of the American dream!"

Kristy works hard to make dreams come true, but she is also a dedicated wife, mother, and pet owner.

Kristy and her husband are known for fantastic backyard barbeque cookouts, sharing funny memes on Facebook, and enjoying spending time with friends and other families in the community.

With 16 years in the home warranty business, I help realtors protect their clients' investments and close deals with confidence. My experience allows me to provide tailored home warranty solutions that make transactions smoother, reduce post-sale headaches, and add value to every home sale. Let's work together to give your clients peace of mind and set you apart from the competition. 

Don is a 29-year veteran of the mortgage industry having served in multiple roles during his career. He is a graduate of the Texas REALTOR Leadership Program (TRLP Class VI), CCAR's 2015 Affiliate of the Year and has held numerous positions within CCAR including REALTOR-Lender Chair, Affiliate Committee Chair,  TREPAC-Government Affairs Committee,  Plano Business Development Chair and the TRLP Steering Committee. In 2024 Don was appointed to the CCAR Board of Directors as the Affiliate Director. In addition to CCAR Don is a member of the Greater Texoma Association of Realtors where he serves on the Community Outreach Committee and Affiliate Taskforce.  Don is a past President and current Director for the North Texas Association of Mortgage Professionals.   Don and his wife Dee have been married for 32 years and currently reside in Denison, TX with their daughter Savannah, a sophomore in college, and three rescue mutts. 

I am currently VP of Marketing and Business Development for Perma Pier Foundation Repair.

I was VP of Marketing  for Structured Foundation Repairs for 18.5 years .

The real estate industry is my love!!!

 I am also an Active REALTOR, my license has been ACTIVE since 1990. I love real estate, working with people, vendors and affiliates, I enjoy serving on real estate boards and committees and being very actively involved in TREPAC.

 I love my profession in many ways, through the real estate industry by being involved in the community and helping others and working with REALTORS. I am also a member of Texas REALTORS (TAR), NAR, TRLP, YPN, WCR numerous chapters, and a member of Junior League since I was 21 yrs. old and always active in the community. 

I am a member of numerous real estate boards throughout the Dallas / Ft. Worth MetroPlex

2022 CCAR Affiliate Chair

2019 MetroTex Association of REALTORS - AFFILIATE OF THE YEAR 

2015 MetroTex Leadership Academy Graduate Class 24 

2009 Lake Cities Associates of REALTORS - AFFILIATE OF THE YEAR

I serve and have served on numerous Real Estate committees: TREPAC, YPN, TRLP Alumni, Professional Dev., Gov. Affairs, WCR Governing Board, and many Task Force. The real estate industry is truly my love!!! 

Currently Vice President of Marketing and Business Development for Perma Pier Foundation Repair

Vice President of Marketing -Structured Foundation Repairs -18.5years 

REALTOR - Licensed since 1990 - Present - Active status

I was a Professional model for many years and also  a Radio DJ w/ a Morning Show 6-10 AM.

 I enjoy working with the people and being involved in numerous charity organizations.

With over 18 years of experience in the real estate profession, Melissa Hailey is dedicated to helping others and has a genuine commitment to serving both clients and REALTORS.  Mrs. Hailey founded The North Texas Top Team, REALTORS, in 2007.  She expanded her business to encompass Best Home Realty in 2024. Her agents serve the North Dallas and Collin County communities and provides full service to home buyers, sellers, and investors.   She is also the broker for Bronze Star Property Management.

Early in her career, Mrs. Hailey earned her Certified Residential Specialist designation through the Residential Real Estate Council. This is the highest professional designation awarded to Realtors in the residential sales field.  She is also a Graduate of the Realtor Institute, a certified e-PRO, Short Sale & Foreclosure Resource specialist, Texas Affordable Housing Specialist, and holds the At Home with Diversity designation.  

Melissa Hailey believes professionalism in real estate is paramount.  In 2015, she was licensed by the Texas Real Estate Commission (TREC) as a real estate instructor. She joined the Texas Realtors Faculty later that same year.  In 2020, she became the CEO of Agent Advantage Coaching and Training, and teaches real estate education to REALTORS across Texas.  Mrs. Hailey became a Certified Coach for Workman Success Systems in 2022, allowing her to impact the lives of REALTORS across the country and in Canada.

In her efforts to build professionalism amongst REALTORS, Mrs. Hailey has volunteered in leadership at all levels.  She served as the 2018 President of the Board of Directors for the Collin County Area Realtors, and has served on the Board of Directors for both Texas Realtors and also the National Association of Realtors.  She has participated in various committees over the years, including the Chairwoman of the MLS/Technology Committee for Texas Realtors in 2022 and Vice-Chairwoman of Professional Development at Texas REALTORS in 2025.  Melissa Hailey was named the 2017 Realtor of the Year for Collin County.   

I have worked in the title industry for over 25 years and have experience in sale and refinance transactions for both residential and commercial real estate.  Our office is a fee attorney office for Commonwealth Title and Global American Title, and we have worked with a variety of real estate agents and lenders over the years helping them close both straightforward transactions and those not-so-easy-to-navigate deals. We also work with mobile notaries when needed at no additional cost to our customers to ensure the deal gets done at the convenience of the client, even when that's not during normal business hours.

Our fee attorney also owns a law firm, so we have the backing of a great group of attorneys when needed.

Full-service real estate brokerage serving the greater Collin County area and based in Plano, TX.

https://linktr.ee/KPRGTX

Owner of Utopia Mortgage LLC - Full Service Mortgage Broker

CP NMLS 327334, Company NMLS 2421702

214-316-4442   crystal@utopiamortgage.net    www.crystalparkinson.net 

Utopia Mortgage LLC offers a wide variety of Loan Programs with great rates! 

• Jumbo Loans - 10% down
• VA Loans for our Veterans
• Bank Statement Loans - count deposits instead of tax returns for income
• DSCR Loans - for investors - qualify on the house not the investors income
• FHA  HomeZero
• Renovation Loans
• One Time Close Loans
• Down Payment Assistance - TSAHC
• Manufactured Homes
• Conventional 
• FHA down to 500 credit score
• USDA
• Temporary Buy Downs on most products

Crystal has been in the Residential Mortgage Lending industry for 28 years.  After receiving a Finance degree from the University of North Texas, Crystal started her career in insurance and banking.  After being introduced to the mortgage industry in 1997, she quickly found her passion.  Her first experience led her to GEMICO - mortgage insurance as a Conventional Underwriter.  She was one of the first underwriters in the Dallas/Fort Worth area to underwrite based on Fannie Mae’s Desktop Underwriter system.  Crystal became a Wholesale Account Executive for an A paper company for the next 11 years.  After the 2008 market transition, she then moved into a Branch Manager position on the originating side of the transaction.  As a Producing Branch Manager, Crystal has led up to 19 team members with a volume of $92 million dollars of production in 2020.

Crystal has 2 boys, Max 21 and Henry 17.  Max is a Plano Senior High Graduate currently studying at Texas State in San Marcos.  Henry plans to attend UT Austin in the fall.

Who am I: I am a Licensed FULL TIME Texas REALTOR® , who is invested in the profession, passionate about serving clients who want to buy their first home, rent or invest and build their real estate portfolio and appreciate the guidance and representation from a Realtor who understands the intricacies, surprises, and complexities that can help make INFORMED financial DECISIONS. 

Successful consistent sales history, a 2x ICON producer, Luxury member, Mentor and an active ADVOCATE for Homeowner and Property rights, with over 20 years plus of boots on the ground knowledge and experience, with a global networking and marketing reach to over 80k agents in over 24 countries. I live, play and work, in my hometown, serve the metro and suburbs including Plano, Frisco, McKinney, Irving, Allen, Prosper, Celina and Dallas. 

Currently honored as your PRESIDENT, Director and member of the Executive team for the COLLIN COUNTY AREA REALTORS ASSOCIATION, serving over 11,000 Realtor members. Our mission is to ensure our agents success and to be a primary voice for Real Estate in North Texas. Also serve as a Director at the Texas Realtors Association and National Association of Realtors. I am an alumni graduate member, Class V of the coveted Texas Realtor Leadership Program that builds future leaders knowledgeable of the many local economic factors that affect current and future growth of real estate which leads to advocacy.

Not all agents are created equal. Not all can call themselves a 'REALTOR® ', a trademarked membership of the National Association of Realtors, a brand, means members operate under a strict code of ethics and integrity serving your interests above us, have access to education and understand their value proposition. 

Value: Why should you choose me over another is the first question buyers and sellers should ask? Cliche as it sounds, real estate is a complex process. We sometimes make it look easy, but there are many moving parts and background knowledge that ensures expert negotiation based on experience and knowledge to close. 

There is a reason why Real Estate is a licensed and a highly regulated field. Every decision made at the top, could trickle down positively or negatively affect real estate and your investment. This career is my passion to serve, represent my clients, advocate for home owners and property rights, and make a difference to my client and community. This is not a part time hobby!

I respect CONFIDENTIALITY, and known for my honesty and giving you the full story. Real estate in Texas is very much a local,  'neighborhood market', so having "boots on the ground", local and national knowledge, experience and understanding the difference between two homes in the same quadrant could be invaluable to you when making decisions. It is a constantly evolving field that requires staying up to date with market trends, knowing applicaton of over 200 promulgated real estate forms, through education, local city engagement for zoning and new businesses, leadership involvement, charity and community involvement. When you sign up to be my client, you have access to all the resources and information I have gained by being present. My ADVICE, OPINION, and knowledge may directly affect your purchase investment and criteria, whether short or long term hold. Helping my clients make "Informed decisions" is critical to your journey. I believe in building relationships so we can stay in touch as real estate does not stop at the closing table. 

Experience counts: 'A peace of mind' knowing you have a TRUSTED professional fighting in your corner is measurable. Experience means working with a variety of clients from all over the world, selling or buying at all price levels, budget, and locations. The ability to listen and represent your best interests, which starts with signing a 'loyalty agreement', comes from being active at all levels, understanding local city, county, state and federal rules, regulations, permits and market trends. Doing the work, understanding the application and being trained to use over 150 promulgated contracts, completing relevant continuous education, skillful and diplomatic negotiating to ensure my clients have the right expectations, to receive guidance and work through a transaction from start to close, making homeowner ship a reality.

Serving clients by focusing on long term RELATIONSHIPS is what we do based on TRUST. Dedicated to providing value, availability, knowledge and guidance to help you navigate the changing trends in our local market. Serving you, my clients interests above all else ethically and with integrity is the most important goal for me and my team. This is proven by consistent valued referrals from past clients who value my representation for the last 20 years plus. 

Education: Education is power! What you don't know, you don't know! Real estate is an evolving trend based on market factors. Expertise comes from achieving accreditations. Accredited Buyer Representation(ABR), specializing in Relocations, New Construction, Residential, Commercial, and Leasing, experienced certified Foreclosure, Short Sales (SFR)and Texas Affordable Housing Specialist (TAHS). 

Background:  Having cultural origins and travelling to parts of the world, gives me a unique insight and ability to help clients from all the world.  A native of Malaysia and Singapore. Raised in London, England, recruited to Toronto, Canada before relocating to Plano, Texas, our current home for the last 30 years, which we built and still enjoy because choosing the right location, builder, and floor plan matters!  My kids grew up and thrived from the excellent Plano education system, are graduates of UT Austin, Arlington and SMU and successful contributing citizens. 

Difference: Little known share. Serving and being involved in my community, collaborating, networking with my fellow colleagues has always been my passion and ultimately affects you. I am an active Realtor Member, Texas Realtors, National Association of Realtors, and a Board Director of Collin County Association of Realtors which serves over 11,000 Realtor members. Active in the efforts of Texas Realtor political party, which fights and advocates for your property rights and homeowner rights in Texas. A proud graduate of the Texas Realtor Leadership program. I am always ready to volunteer in the community when needed, donate to meaningful causes, and have served in various capacities, as chair and vice chair in committees such as the North Texas MLS Committee, Board Nominating Committee, TRLP Advisory, Multiple Listing Services (MLS) Complaints, Association Technology board, and Government Affairs, North Texas Realtor in Action Foundation.

Ready to partner?: Opening the right door is an opportunity, that can lead to many more doors. Real estate is 20% of the nations GDP. Real estate is a roof over your head, has tax benefits, and can create generational wealth. I want to share the good and the bad when looking at properties, so you can make an INFORMED DECISION. I never forget it is your hard earned investment. Call or text 972 814 3682. I am here to help you possibly make one of the biggest decisions of your life. I look forward to hearing from you!

I have been a licensed Professional Inspector serving the Dallas/Fort Worth area since 2005.  I specialize in new home construction, pre-owned home inspections, and phased inspections of home that are in the process of being built.  I can also assist your clients with inspections prior their home warranty expiring.  My focus has always been to provide inspections to make you aware, and not to scare.  I am also very active within CCAR by being on, and chairing multiple committees including, the Board of Directors, Affiliate, Inspector, Budget & Finance, Broker/Manager, Independent Broker Network, Leadership Strategy Team, Strategic Planning, Nomination committees and many more.  Please let me know if there is any way that I can assist you or your clients with your inspection needs.